Blog

September 01, 2020

Search Mortgages Update

Another fortnight has come and gone and the Crows still haven’t won a game (still too raw!).  But the good news is Adelaide has again survived a 2 person outbreak of Covid-19 and our pubs and restaurants are still open.  Hopefully with Spring around the corner we’ll see a rise in home buying, investing and people needing loans!

SA Housing/Lending Market

Despite seeing a dip in sales volumes over the June quarter, REISA has backed the South Australian property market as the...

FULL ARTICLE

September 01, 2020

10 Ideas to Update Your Home for Spring

There is something exciting about seeing the first blossoms of spring, so with that excitement in mind take a fresh look at your home and see what you can do to bring an extra touch of pizzazz to your interior. If you’re thinking of selling your place, a burst of Spring could be a big draw card for buyers.

Paint

This is the easiest and cheapest way to get a fresh and clean change to a room. Spring brings a whole new...

FULL ARTICLE

August 03, 2020

Create a Zen space at home

Lately, under COVID-19-related restrictions, the home has become much more than a home. For many, it’s been a school, an office, a gym, a restaurant and an all-round activity centre.

Because of this, it’s arguably more important than ever before to make sure your home has a dedicated space where you can relax, switch off and channel your zen.

Relaxation means something different to us all but, at the end of the day, it’s all about switching off and disconnecting from the world...

FULL ARTICLE

August 03, 2020

Search Mortgages Update

May saw a substantial drop in new home loan lending across Australia, and you would imagine with Melbourne being in Lockdown that June will also be low. But despite this drop the ABS revealed that refinancing has hit a record high, with external refinancing numbers hitting 29.19 per cent from April to May and 63.10 per cent, year-on-year according to seasonally adjusted figures.

With interest rates continuing at an all-time low our business is remaining steady. To see all the lowest...

FULL ARTICLE

August 03, 2020

How to Grow, Harvest & Use Your own garlic

Every year in autumn we prepare a sunny spot in our veggie beds for growing garlic.

We’ve found the growing process rewarding with the flavoursome fresh cloves used enthusiastically in every meal.

You can buy garlic for planting online, at a nursery or from a local grower at the markets. Standard, imported garlic from your supermarket won’t grow or taste quite as good.

Depending on where you live, you may still have time to get some in the ground so here are a...

FULL ARTICLE

July 01, 2020

Search Mortgages - Finance Update

Buyers taking advantage of early super access

Some buyers are using the $10,000 that they can access (per financial year) as a part of the early release of superannuation funds to put towards their home deposits, enabling them to avoid LMI or just qualify for a loan. 

Despite possible penalties, researchers have found that around 40% of those who took advantage of the early scheme were not substantially financially impacted by the COVID-19 outbreak.

 

What will happen when banks’ mortgage freeze ends?

There is...

FULL ARTICLE

July 01, 2020

How to 'fake' a renovation in 7 steps

Many of us would love to live in a freshly renovated home. But did you know there are ways to overhaul your property without spending a lot of money, or knocking down walls?

Have you just bought the worst house on the best street? Or maybe you are waiting to save up for your dream renovation? Whatever your position, there are loads of pain-free methods to update, upgrade, and ultimately add value to your home – not to mention making it...

FULL ARTICLE

July 01, 2020

DIY prep we are tempted to skip, but definitely shouldn't

At the risk of sounding like your Year 11 English teacher, a job well done is all in the preparation you put in. It was true back in high school and it is true of your next DIY job, too. 

 

Michael Duffy, former Blockhead, and expert on all things renovation, admits to being “one for rushing in, picking up the tools and thinking ‘oh I’ll just be careful’.” But that approach...

FULL ARTICLE

June 01, 2020

Adelaide one of the most affordable cities to buy a house despite hefty stamp duty

 

South Australians could be coughing up the most for stamp duty when it comes to buying a house if the controversial tax is scrapped in the eastern states, new data reveals.

But even with the hefty upfront cost, a house in Adelaide would still be more affordable than one in Melbourne or Sydney.

In fact, it would still be cheaper to buy a house in Adelaide than Brisbane, Hobart and Canberra – all of which have higher median house prices but lower...

FULL ARTICLE

June 01, 2020

Credit reports: How they affect your loan application

If you applied for a home loan in the current financial environment , your lender would probably assess your application in the context of both your credit score and your credit history – on top of your income, assets, liabilities and living expenses.

Your credit score is a number calculated by a credit-reporting agency, which compares you to other borrowers and categorises your credit risk profile. The higher your score, the lower your risk: i.e....

FULL ARTICLE

111 found - Page 1 of 12